Send, Save, and Spend Anywhere in the World with Sphere

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Who We Are
At Sphere, we're redefining the digital banking experience for the global citizen. Our platform offers a seamless, borderless banking experience that allows users and businesses to manage their finances from anywhere in the world.
With an integrated suite of financial tools, including checking and savings’ accounts, physical debit cards, real-time cross border payments and remittances, as well as pay-advance microloans. We aim to eliminate the financial barriers that come with international transactions, providing a secure, reliable, and accessible platform that fosters financial inclusivity.
Our Product & Features
Digital Wallet with Checking & Savings Accounts
Sphere provides digital wallets with both checking and savings accounts, where users can securely store, send, and receive numerous global currencies platform.
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Physical Debit Cards
Sphere provides physical debit cards that can be used at millions of locations worldwide, offering instant access to funds stored in the digital wallet.
Real-Time Borderless Payments and Remittances
Our platform enables users to send and receive money across borders in real-time, eliminating the delays and fees associated with traditional international money transfers.


Microloans & Paycheque Advance
Sphere provides our users with a Paycheque Advance option of up to $1000, providing access to short-term financing for unforeseen expenses and financial planning.
New Features Coming Soon
BillPay
The BillPay feature will allow users to pay their bills directly from their online or mobile banking account, instead of writing a check or paying with a credit card on the billing company's website.
In-Store
Payments
Sphere will introduce In-Store payment solutions, providing users the convenience of using their mobile wallets directly on their phone to tap and pay for transactions in physical stores.
Request
to Pay
This feature will allow users to initiate a payment request with details of the payment due, This creates a smoother transaction process, especially when dealing with split bills or shared expenses.
Investing
Sphere will add an investment dimension to its platform, whereby users can invest their funds in various asset classes directly from the app, enabling them to diversify their portfolio and grow their wealth. This wil include digital assets stored on the blockchain.
Our Partnerships
Sphere is partnered with Buckzy Payments, a global leader in enabling cross-border payments and financial services, empowering leading financial institutions and fintech’s worldwide to deliver innovative and modernized financial solutions and service offerings. Buckzy provides a real-time cross border payment network and Banking-as-a-Service on an embedded finance platform that is secure, scalable, modular and compliant.
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FINTRAC and FCA Regulated
Over $11.8 Billion in Payments Processed
Over 100+ Financial Institution Clients
HQ in Toronto, Canada
Presence in 6 Countries